Privacy Policy & Data Transparency
📅 Last Updated: October 27, 2026
⚖️ Compliant with GDPR (EU), Law 25 (Quebec), PIPEDA (Canada)
🛡️ Google Chrome Web Store User Data Policy Compliant
Zero Cloud Risk
Statements processed strictly in browser RAM. Zero upload to servers.
Grade A+ Security
Audited by SecurityHeaders.com. Strict CSP & HSTS enforced.
0 Trackers
Certified 0 trackers and 0 third-party cookies by The Markup Blacklight.
Zero External AI
No financial data shared with external LLMs (OpenAI, ChatGPT, Gemini).
⚖️ OFFICIAL CERTIFICATE • REVISION 2026-Q4
Formal Privacy by Design Attestation & Zero-Cloud Technical Report
Publisher: ReconcilPDF Technologies • Official Ref: CERT-PBD-2026-LEGAL
Effective Date: October 27, 2026
✓ FULLY COMPLIANT WITH BANKING SECRECY
This official attestation engages publisher liability: ReconcilPDF Technologies has engineered ReconcilPDF strictly under the principle of Privacy by Design and Default (Article 25 GDPR EU 2016/679, Quebec's Law 25, and Canadian PIPEDA). Zero bank statements, transactions, or financial records are ever transmitted, ingested, or stored on remote servers or third-party cloud infrastructure.
Validated Technical Controls & Legal Commitments:
✓
100% Client-Side Execution
Geometric parsing and arithmetic reconciliation run strictly inside browser RAM via isolated Web Workers.
✓
Zero OCR Cloud Servers
No bank statement file or parsed financial data is ever uploaded to a remote ingestion server or cloud database.
✓
Zero Third-Party AI Models
Financial data is never shared with external LLMs like OpenAI ChatGPT, Google Gemini, or Claude (Zero model training, Zero leaks).
✓
Offline Verifiability
Operates with 100% functionality with Internet severed (airplane mode / Wi-Fi disconnected), proving zero network leak.
✓
Professional Secrecy Compliant
Fully complies with statutory confidentiality standards for CPAs, chartered accountants, and forensic auditors.
✓
SHA-256 Mathematical Audit Trail
Deterministic integer calculation verifying: Ending Balance = Opening Balance + Inflows - Outflows to the exact cent.
Cryptographic Attestation Integrity Fingerprint:
SHA-256: 9f024b81dae387c9502b489e17c0a87f2145b367d9801ef7285a49c21b069d3e
1. Publisher Identity & Data Protection Officer (DPO)
The platform ReconcilPDF, including the web application accessible at https://reconcilpdf.online and the official ReconcilPDF Chrome Extension, is published by ReconcilPDF Technologies (Montreal, QC, Canada).
For any privacy, support, or data rights inquiry, contact our team at:
Email : [email protected].
2. 100% Client-Side Architecture ("Privacy by Design")
Under Article 25 of the General Data Protection Regulation (GDPR - Regulation EU 2016/679) and Quebec's Law 25, ReconcilPDF is engineered from the ground up under the principle of Privacy by Design and by Default.
Unlike conventional cloud converters, ReconcilPDF operates on a 100% Client-Side architecture:
- Local Processing: Rendering and geometric parsing of PDF statements execute entirely in your device's memory (RAM) via isolated Web Workers.
- Zero Ingestion Servers: No backend server, cloud OCR API, or ingestion microservice receives your PDF statement.
- Offline Capability: Once loaded in your browser, the application can convert and reconcile statements with your internet connection severed.
3. Absolute Zero-Storage Policy for Financial Data
Formal Banking Secrecy Commitment: ReconcilPDF never stores, records, inspects, transmits, or monetizes account numbers, IBANs, customer names, balances, or transaction details.
4. Google OAuth Authentication & Quota Management
Connecting with a Google account is strictly required to claim your 5 free statement analyses or use a Pro subscription.
- Data Collected: Only basic Google profile identifiers: Unique ID, Full Name, Email Address, and Avatar URL.
- Local Token Decoding: Google Identity Services tokens are verified and decoded locally in client-side JavaScript.
- Zero Data Linkage: Your banking transactions and PDFs are NEVER transmitted to Google.
5. Absence of Third-Party AI Models & External LLMs
ReconcilPDF does not transmit any financial data to OpenAI, Anthropic, Google Gemini, or any external machine learning model.
6. Independent Audits & Public Security Badges
Our security posture is audited and verified in real time:
- SecurityHeaders.com: Score Grade A+. Strict Content-Security-Policy, HSTS, Permissions-Policy, X-Frame-Options DENY.
- The Markup Blacklight: 0 Ad Trackers, 0 Third-Party Cookies, 0 Session Recording scripts, 0 keystroke loggers.
7. Cookie & Local Storage Policy
ReconcilPDF operates with zero advertising or marketing cookies. We use exclusively:
localStorage: Stores your language preference (reconcil_lang) and active license tokens.
IndexedDB (Browser Storage): Stores parsed transactions locally on your device for instant re-export.
8. Google Chrome Web Store User Data Policy Compliance
Chrome Web Store Limited Use Statement: The ReconcilPDF Chrome extension adheres strictly to Google's Limited Use policy. Data accessed via the extension is processed solely to convert the user-initiated PDF statement on the active tab and is never sold, transferred, or used for credit lending.
9. User Rights (GDPR, Law 25, PIPEDA)
Under applicable data protection laws, you retain full rights over your personal data:
- Right of Access & Rectification: Manage your account data directly from the profile interface.
- Right to Erasure: Clear your local cache and IndexedDB storage with a single click.
- Regulatory Recourse: You hold the right to file an inquiry with regulatory authorities (such as the CNIL in France, the CAI in Quebec, or the OPC in Canada).
10. Policy Amendments & Contact
Any update to this policy will be published with a revised date on this canonical URL:
https://reconcilpdf.online/privacy-policy.html.